Investing with Hinz Sight

After almost five decades in the industry, founder Jack Hinz has cultivated some fundamental beliefs about investing and the stock market. Following these principles does not guarantee success, but can put the market into a new frame of understanding.

1. The fundamental risk in investing is not losing all of one’s money, but outliving it
2. Financial safety comes from accrued long-term purchasing power – not cash that will lose power over time
3. The long-term risk of stocks is not owning them
4. The stock market fluctuates. You haven’t lost unless you sell at a low; the market has always recovered with time.
5. A bear market can better be understood as a “big sale”
6. Dollar-cost averaging can be a key strategy for the average person; trying to outsmart or play the market will likely not end well
7. Volatility can help; if you stick it out and maintain your DCA strategy, you may gain more in the long-term
8. Investing in a portfolio of stocks may to be safer than betting on individual stocks
9. Don’t fear the 25 percent down tick, fear missing the 100 percent uptick
10. Regardless of phase in life, being as close to 100 percent equities as a client can stomach might help maximize growth potential

 

This commentary should not be considered individual investment advice; you should consider your individual investment objectives and risk tolerance before making investment decisions. Not all strategies discussed may be suitable for all investors.